Your Medicare Guide in Hawaii: How SHIP Can Help You Save and Stay Informed

Navigating Medicare can feel overwhelming—especially with changing plans, enrollment periods, and costs to consider. The good news? You don’t have to figure it out alone. The Hawaii State Health Insurance Assistance Program (SHIP) is a trusted, free resource dedicated to helping Hawaii’s residents understand Medicare and make informed, confident decisions.

Whether you’re retired, approaching age 65, still working, or helping a loved one, Medicare plays an important role in planning for your health and financial well-being. Hawaii SHIP is here to guide you every step of the way with unbiased, personalized support—always at no cost to you.

How Hawaii SHIP Supports You

Hawaii SHIP provides free, confidential counseling to Medicare beneficiaries across the islands. Their certified counselors help you:

• Compare Medicare plans available on your island, including Original Medicare, Medicare Advantage, and Part D prescription drug plans
• Understand eligibility and enrollment periods, so you can avoid penalties and gaps in coverage
• Identify programs that help reduce costs, including assistance with premiums, deductibles, and copays

The goal is simple: empower you with clear information so you can choose the coverage that best fits your health needs and budget.

Education That Meets You Where You Are

In addition to one-on-one counseling, Hawaii SHIP offers group presentations and educational workshops, available both in person and virtually. Topics include:

• Medicare Basics
• Medicare Advantage vs. Original Medicare
• Prescription Drug Coverage (Part D)
• Durable Medical Equipment (DME)
• Medicare cost-saving programs

These sessions are designed to make Medicare easier to understand—without sales pressure or hidden agendas.

Give Back to Your Community

Looking for a meaningful way to stay active and involved? Hawaii SHIP also offers volunteer opportunities. By joining their volunteer team, you can help educate and support fellow community members while making a real difference in the lives of Hawaii’s seniors and families.

Get in Touch with Hawaii SHIP

If you have questions or want to schedule counseling, Hawaii SHIP is ready to help:

📞 Call: 808-586-7299 | Toll-Free: 1-888-875-9229
📧 Email: info@hawaiiship.org
🌐 Visit: www.hawaiiship.org

Hawaii SHIP is funded by the U.S. Administration for Community Living and has proudly served Hawaii’s Medicare beneficiaries for over 30 years. Their mission remains the same: providing free, reliable guidance so you can make informed healthcare decisions with confidence.

Medicare doesn’t have to be confusing. With Hawaii SHIP by your side, you can stay informed, save money, and focus on what matters most—your health and quality of life.