Medicare fraud can happen anytime – before you join a plan, while visiting a doctor, or even when picking up supplies. Some signs include being billed for care you didn’t receive or being offered tests you don’t need. Always check your Medicare Summary Notice or Explanation of Benefits to make sure everything matches your actual doctor visits.
Marketing fraud is also common. In Hawaii, some agents may visit neighborhoods or call homes claiming you “must” join certain plans. No one should pressure you, promise extra benefits, or ask you to invite them into your home unless you want to. Benefits like dental or vision may already be covered by Medicaid or Quest Integration, so double‑check before switching plans.
If something feels off, take note of the agent’s name or card and call SMP Hawaii. It’s always better to verify first before signing anything.