At SMP Hawaii, our mission is to help kūpuna and their families stay informed, alert, and protected against fraud. Scammers continuously find new ways to trick unsuspecting individuals — especially older adults — through various schemes. From check fraud to SIM swapping and even misleading dietary supplement claims, understanding how to recognize these threats is the first step to staying safe.
Here are some of the most common types of fraud you should know about — and how to protect yourself.
Check fraud occurs when someone alters or uses fake checks to steal money from your account. Common signs include:
Missing checks from your checkbook
Unexpected withdrawals from your account
Altered amounts or payee names on returned checks
How to protect yourself:
Use pens with permanent ink
Mail checks from secure locations
Monitor your bank statements frequently
SIM swapping happens when a scammer tricks your mobile provider into switching your number to their SIM card. Once they gain access, they can intercept texts, calls, and even MFA codes to hack into your accounts.
How to protect yourself:
Add a PIN or password to your mobile account
Avoid sharing personal information publicly online
Enable app-based authentication instead of SMS-based MFA
Antivirus software can help protect your devices from malicious software, phishing attempts, and online scams — especially if you frequently use email or online banking.
Free vs. paid antivirus:
Free software can offer basic protection
Paid versions often include real-time threat detection, firewalls, and support
Choose what’s right for your needs, and always keep your software updated.
While many supplements can support health, they are not regulated as strictly as medications. Be cautious of products that:
Promise miracle cures
Claim to prevent or cure serious diseases
Offer vague testimonials without scientific backing
Always consult your doctor before starting any supplement, and report suspicious products to the FTC.
If you suspect fraud or want to learn more about protecting your identity:
Report fraud: reportfraud.ftc.gov
Identity theft recovery: identitytheft.gov
Fraud protection resources: Experian Fraud Center
SMP Hawaii is here to provide free, confidential help to kūpuna, caregivers, and families:
📞 Call 1-800-296-9422
📧 Email info@smphawaii.org
🌐 Visit smphawaii.org
Stay informed. Stay protected. Together, we can safeguard Hawaii’s kūpuna and build a safer community.
