One of the most important tools you can use to secure your online accounts is multifactor authentication (MFA).
Enabling MFA is a simple yet powerful way to defend against identity theft, hacking, and phishing attacks. Here’s what you need to know.
Multifactor authentication is a security process that requires you to provide two or more pieces of evidence to verify your identity before you can access an account.
It usually involves a combination of:
Something you know: a password, PIN, or security question.
Something you have: a smartphone, security key, or smart card.
Something you are: a fingerprint, voice recognition, or facial scan.
Even if a hacker has your password, they won’t be able to get into your account without the second (or third) piece of verification.
SMS or Text Verification: A code sent to your phone.
Authenticator Apps: Apps like Google Authenticator or Authy that generate one-time passcodes.
Push Notifications: Approving a login with a single click in an app.
Hardware Security Keys: Physical devices you plug into your phone or computer.
Biometric Scans: Using your fingerprint or face recognition.
Tip: Authenticator apps or hardware tokens are generally safer than SMS, which can be vulnerable to SIM swapping attacks.
Look for MFA settings in your account’s security or privacy menu.
Choose your preferred method — app, text, or hardware token.
Follow the company’s instructions to link your device or method.
Save backup codes in a safe place in case you lose your phone.
Websites like the 2FA Directory can show you which companies support multifactor authentication.
Use strong, unique passwords with the help of a password manager.
Be cautious of phishing attacks — don’t click suspicious links or share personal information with unknown senders.
Protect your phone number with carrier security measures against SIM swapping.
Never approve unexpected MFA prompts — it could be an attacker trying to get into your account.
SMP Hawaii is here to help you stay safe online. If you have concerns about identity theft, fraud, or online scams:
📞 Call 1-800-296-9422
📧 Email info@smphawaii.org
🌐 Visit smphawaii.org
Stay secure. Stay smart. Together, we can protect Hawaii’s kūpuna and ohana from online threats.
