Protecting Hawaii’s Kūpuna Since 1997

If you think you've been scammed, CALL NOW! Oahu: 808-586-7281, Toll Free: 1-800-296-9422

Protect Yourself from Ambulance Services Fraud

 Medicare fraud costs taxpayers billions of dollars each year, and unfortunately, some providers exploit seniors by billing for services that are unnecessary or never even provided​.

Here’s what you need to know to protect yourself and your loved ones.


 When Does Medicare Cover Ambulance Services?

Medicare Part B only covers ambulance transportation when very specific conditions are met:

✅ The transport must be medically necessary.
✅ Traveling by car or wheelchair van would endanger your health.
✅ It must be the only safe transportation option.
✅ The ambulance and crew must meet federal and local standards, including carrying:

Covered Destinations include:

Not Covered:


 Common Ambulance Fraud Schemes

Fraudsters use several tactics, including:

Be especially wary of “upcoding”, where providers bill for Advanced Life Support (ALS) services even when you only received Basic Life Support (BLS). ALS ambulances must be staffed by at least two certified EMT-Intermediates or Paramedics​.


 How You Can Protect Yourself

Always review your Medicare Summary Notice (MSN) or Explanation of Benefits (EOB) to check:

If something doesn’t look right — trust your instincts and report it.


📞 Report Suspected Fraud

If you spot suspicious billing for ambulance services, contact SMP Hawaii:

📞 Call: 1-800-296-9422
🌐 Visit: smphawaii.org

For questions about Medicare coverage, contact Hawaii SHIP:

📞 Call: 1-888-875-9229
🌐 Visit: hawaiiship.org


Stay alert. Stay informed. Together, we can protect Hawaii’s kūpuna from Medicare fraud.

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