In today’s digital world, our personal information is more vulnerable than ever. At SMP Hawai‘i, we work to protect the health, finances, and peace of mind of our kūpuna and their caregivers. One growing threat is identity theft — a crime where hackers use stolen data to commit fraud and cause long-lasting damage.
Once hackers steal your information — such as your name, Social Security number, credit card number, or medical details — they can:
Make unauthorized purchases with your credit or debit card
Open credit card accounts or take out loans in your name
Access your bank, retirement, or investment accounts
File fake tax returns to claim refunds
Use your health insurance to get care or prescriptions
Change your billing address to hide activity
Apply for government benefits like unemployment
Rent housing or apply for jobs under your name
Commit crimes and give your identity to law enforcement
Sell your information on the dark web
They can even create a synthetic identity using a combination of your information and fake data — especially dangerous for children or those who aren’t actively monitoring their credit.
Here are some powerful ways to reduce your risk of identity theft:
Use Strong, Unique Passwords
Don’t reuse the same password. Use a password manager to help create and remember secure combinations.
Enable Two-Factor Authentication
This adds a layer of protection by requiring a second step, like a text code, to access your accounts.
Keep Devices Secure
Install antivirus software and update your phone and computer regularly to patch security flaws.
Shred Sensitive Documents
Before throwing away old papers, make sure they’re shredded to prevent dumpster diving.
Review Statements Carefully
Look at all bills, bank statements, and Medicare notices. If something looks off, report it immediately.
Limit Social Media Sharing
Avoid sharing personal details like your birth date, pet’s name, or childhood street — common password clues.
Be Cautious With Public Wi-Fi
Never enter passwords or financial information on unsecured public networks.
Secure Your Mail
Don’t let mail sit in your mailbox. Consider a locked box or mail slot.
Be Wary of Suspicious Calls, Emails, or Texts
Don’t click unfamiliar links or share personal information over the phone. Caller ID can be faked.
Freeze or Lock Your Credit
A credit freeze or lock prevents new accounts from being opened in your name — a strong defense if your data is compromised.
If you believe your personal information has been stolen, act quickly:
Report it to the FTC: ReportFraud.ftc.gov
Visit IdentityTheft.gov for recovery tips
Contact SMP Hawai‘i for confidential assistance
📞 Call: 1-800-296-9422
📧 Email: info@smphawaii.org
🌐 Visit: smphawaii.org
Stay informed. Stay secure. Together, we can protect Hawai‘i’s kūpuna from digital fraud and identity theft.
