Medicare plans must follow strict rules when marketing in Hawaii. Companies may send mail or run ads, but they cannot call you without permission or show up uninvited to your home or care facility. They also cannot offer gifts worth more than $15 or say their plan is “Medicare‑endorsed.”
Agents cannot sell other products, like life insurance, during a Medicare appointment unless you ask for that information. They also cannot market in hospitals or clinics unless they stay in approved public areas like waiting rooms.
If an agent breaks the rules, write down what happened and report it. Following these protections helps keep Hawaii kūpuna safe from misleading or high‑pressure sales tactics.
