In today’s digital world, almost every app, website, and service requires a password — and that can make managing your online security feel overwhelming. But if you’re still using your pet’s name or your birthday as a password, it’s time to level up your protection.
At SMP Hawaii, we’re committed to helping kūpuna and caregivers stay safe from identity theft and fraud. A strong password is your first line of defense. Here’s how to create one — and other steps you can take to protect your personal information.
Use Long Passwords
The longer the password, the better. Hackers use tools that can crack short passwords in minutes, but adding just a few extra characters can make your account much harder to breach.
Make It Memorable (But Complex)
Try combining random words or using the first letters of a favorite phrase or song lyric. Add symbols, numbers, and capital letters to make it even stronger.
Avoid Common Words or Sequences
“Password1” or “123456” might be easy to remember — but they’re even easier for scammers to guess.
Enable Multi-Factor Authentication (MFA)
When available, opt into MFA. It requires you to confirm your identity with a second step (like a code texted to your phone), adding another layer of protection.
Use a Password Manager
Don’t reuse passwords across websites. A password manager like LastPass or 1Password can help generate and store secure passwords for each account.
Don’t Change Passwords Too Often (Unless Compromised)
Studies show people tend to pick weaker passwords when forced to change them frequently. Choose strong ones and only update when necessary or if there’s a breach.
No Personal Information
Avoid birthdays, pet names, or other details scammers could find online or on social media.
Skip the Obvious
“qwerty” and “abc123” are among the first passwords hackers try.
Avoid Single Words + Numbers
Passwords like “Sunshine1” are too predictable.
Never Reuse Passwords
If one account is hacked, all others with the same password become vulnerable.
Watch for Data Breach Alerts
If a company reports a data breach, change your password immediately. Consider placing a fraud alert or credit freeze.
Monitor for Identity Theft
Check your account statements and credit reports regularly. Look out for unfamiliar activity or accounts.
Secure Your Devices
Keep your Wi-Fi password-protected, use antivirus software, and install security updates as soon as they’re available.
Beware of Phishing Emails
Don’t click on links or download attachments from unfamiliar senders. Scammers often pose as legitimate companies to steal login details.
No system is 100% hacker-proof, but taking these simple steps significantly lowers your risk. Your personal information deserves to be protected — and it starts with a strong password.
Need help spotting fraud or securing your Medicare information? SMP Hawaii is here to help.
📞 Call 1-800-296-9422
📧 Email info@smphawaii.org
🌐 Visit smphawaii.org
Stay smart. Stay secure. Stay protected.
